Sunday, March 8, 2009

Re-building?

I've been asked several times in the last week what is happening with the house...have we started to re-build?
We have been working for the last few weeks with the adjuster to get a complete estimate of the repair costs on our home. Ron has submitted a final list of missing items to be added to the estimate and we are looking forward to having a good, complete working estimate by Monday March 9th.
Our contractor will return from a trip on Tuesday March 10th, and we are anticipating having the final estimate to him on Wednesday. I am so thankful for a husband who is detail oriented and who also has some construction experience! He has saved our contractor countless hours of negotiation by pre-viewing the estimate line-by-line. We hope that with this estimate we will see a topping out of our insurance. That means that our insurance company will make a one time pay out of our max insurance on replacement of our home, rather than making a smaller pay out and then issuing another check when the money is used up. This will free us up somewhat by getting us out from under the insurance company's expectation of having the repairs finished within 6 months of the loss.
Our contractor is wanting to be done in the house with his part by June 1, which fits in perfectly with a team of builders who are planning a trip to Dillingham in June to work on our house! God is SO amazing in His timing.